Cold weather brings real risks for older and vulnerable people, especially as heating costs rise and changes to the Winter Fuel Payment leave many families concerned. This guide explains how to keep loved ones safe and warm during winter, how to spot early signs of illness, and how to monitor their health at home using simple tools such as a thermometer and pulse oximeter. With practical advice on normal temperature, oxygen, and heart rate ranges, it’s designed to help families protect those most at risk.

Are you going on holiday? Make sure you check your travel insurance covers you for the activities you are doing or you could be in for a bill that could cost thousands of pounds in medical fees.